[(Title)] Personal wealth in Saudi Arabia to reach $1.1tr by 2022.

Saudi Gazette report

Riyadh — Personal wealth in Saudi Arabia is projected to accelerate at a Compound Annual Growth Rate (CAGR) of 5% and expected to reach $1.1 trillion in investible assets by 2022, according to a new report.

根据一项新的报告，预计沙特阿拉伯的个人财富将以5%的复合年增长率加速，预计到2022年可投资资产将达到1.1万亿美元。

Personal wealth in Saudi Arabia has grown at 3% between 2016 and 2017, said the Boston Consulting Group (BCG), Global Wealth 2018: Seizing the Analytics Advantage.

波士顿咨询集团(BostonConsultingGroup)表示，2016年至2017年，沙特阿拉伯的个人财富增长了3%。

From 2016 to 2017, private wealth was driven primarily by the positive development of offshore assets.

2016年至2017年，私人财富主要是由境外资产的积极发展驱动的。

The report, BCG's 18th annual study of the global wealth management industry, uses global and regional perspectives to examine such topics as the evolution of personal financial wealth, the widening revenue gap and how institutions can narrow it,

该报告是卡介小组对全球财富管理行业第18次年度研究的报告，利用全球和区域视角审视个人金融财富的演变、收入差距扩大和机构如何缩小这一差距，

and the state of offshore business.

以及境外业务的状况。

The report also takes a comprehensive look at a critical initiative for staying competitive in the marketplace: unleashing the power of advanced analytics.

该报告还全面审视了在市场保持竞争力的关键举措：释放先进分析家的力量。

"Taking an in-depth look at wealth distribution, both investible and non-investible assets in Saudi Arabia are expected to grow at a steady pace.

“深入研究财富分配，沙特阿拉伯可投资资产和不可投资资产有望稳步增长。”

Investible assets will grow at a CAGR of 6% and non-investible assets will grow at a CAGR of 5% in the next five years,"  said Markus Massi, Senior Partner & Managing Director of BCG Middle East's Financial Services practice.

巴西央行(BCGMiddleEastFinancialServices)驻华董事总经理马库斯·马西(MarkusMassi)表示：“在未来5年内，可投资资产将在CAGR增长6%，不可投资资产将增长5%。”

"When it comes to asset allocation, offshore assets, at 49%, were the highest proportion of assets in Saudi Arabia in 2017, followed by currency and deposits at 26%, equities and investment funds at 19%, and life insurance and pensions at 6%.

“在资产配置方面，离岸资产占49％，是沙特阿拉伯2017年资产比例最高的国家，其次是货币和存款占26％，股票和投资基金占19％，人寿保险和养老金占比6％。

For the most part, this asset allocation is expected to experience slight growth by 2022, with offshore assets, currency and deposits, and equities and investment funds projected to reach 50%, 26% and 18% respectively,"  Massi added.

”马西补充道：“预计到2022年，这一资产配置将实现小幅增长，海外资产、货币和存款，股票和投资基金预计将分别达到50%、26%和18%。”

At 5%, offshore assets drove growth by asset class between 2016 and 2017 in Saudi Arabia. Other drivers of asset class growth included insurance and pensions at 4%, and equities and investment funds at 3%.

沙特阿拉伯2016年至2017年间，海外资产占5%，带动资产类增长，资产类增长的其他驱动因素包括保险和养老金占4%，股票和投资基金占3%。

While bonds experienced a significant global decline of -10%, in Saudi Arabia, bonds did not experience any movement in the 2016 to 2017 period.

虽然沙特阿拉伯的债券在全球范围内大幅下跌-10%，但2016年至2017年期间，债券并未出现任何变化。

Looking to the future, growth by asset class will pick up slightly in life insurance and pensions at CAGR of 6%, and currency and deposits at a CAGR of 5% over the next five years.

展望未来，按资产类别分列的增长率将在CAGR为6%，在CAGR的货币和存款在未来五年中略有上升，达到5%。

In the same period, other asset classes will remain constant including offshore assets at CAGR 5%, and equities and investment funds at CAGR 3%.

同期，其他资产类别将保持不变，包括CAGR5%的海外资产以及CAGR3%的股票和投资基金。

Offshore share is expected to grow steadily over the next five years at a CAGR of 5% to reach $10 trillion in Saudi Arabia.

未来5年，海外份额预计将稳步增长，在沙特阿拉伯，这一比例将达到5%，达到10万亿美元。